There's no place like home!
Your home is where you feel most comfortable, spend most of your time, and store your most treasured possessions. It is also likely the biggest financial commitment you'll ever make, and it's essential to safeguard it from any unpredictable events that life might throw at you.
Taking out appropriate insurance is a way of protecting your investment - whether it's a minor mishap like a burst pipe or a major upheaval like a house fire or burglary, the right home insurance cover can give you peace of mind and make sure you don’t end up in debt or severely out of pocket.
There are two primary types of home insurance coverage:
- Buildings insurance usually pays for structural damage to a property caused by perils such as flood, fire, and subsidence. It's an essential purchase for anyone who has a mortgage. However, tenants typically don't need this type of cover as it is considered the landlord’s responsibility.
- Contents insurance covers damages or theft of belongings in your home. Along with building cover, it's an essential purchase for anyone who owns their own home, as well as for tenants who want to safeguard their belongings.
Whether you need insurance for your buildings or contents, or a combination of both, we can help you protect your home, inside and out, big or small, with a range of options that let you decide how and what you pay for.
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